Insurance is an instrument that covers you in the event of an incident, accident, illness, or even death. There are many types of insurance around, and even those of the same type can vary in terms of their charges, levels of cover, and excess calculation methods. So how can you go about sniffing out the perfect insurance package for you?Your Exposure to Risk
Look no further than yourself as the starting point of your evaluation. How high are the risks to yourself and your dependents should smething befall you? Are you the sole bread-winner? Are you working a dangerous career? Or are you simply a thrill-seeker who relishes active, risky hobbies? If you’re more docile than [...]
You’re all set for your next dream holiday: clothes have been purchased, luggage has been packed, flights and accommodations have been booked, but what about travel insurance, and do you need it? There are as many types of travel insurance packages as there are types of insurance. You might not even need it as the coverage offered may overlap with other insurances that you’ve purchased. If you still think you need one, though, here are the places you can go travel insurance shopping:From Insurance Companies Image via Flickr
This is the most common way to purchase travel insurance. There are various companies that offer this insurance in Malaysia, such as Allianz, [...]
So you have a medical insurance package with a medical card in hand, and you think everything is fine and dandy. Or is it? If your package was bought one or two decades ago, it may have fallen behind the times, leaving you with inadequate coverage when you need it.
You may think that your current medical insurance package is better than any of the new offers out there. You may be right. But you also may be wrong. If your medical insurance lacks these features, perhaps it’s time to consider an upgrade.Increased Annual Limit
Medical inflation is very real, and it isn’t limited to the double whammy controversies warring in the United States over Martin [...]
Sometimes unexpected health complications happen and the best thing to do is to get yourself to a private hospital ASAP. This can incur high costs that you may not be able to foot easily, which is why you need a health insurance plan. The next logical step, then, is to also insure your spouse and children. So how do you go about getting the members of your family covered?How is it Done?
It might be named “family health insurance plan”, but here in Malaysia, such plans are actually individual health insurance plans tailored by your insurance company to include more than just your name in your policy.Is it Really a Family Health Insurance Plan?
So far in [...]