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October 15, 2015

Know What Your Personal Loan Agreement Says

Do you need a personal loan but feel terrified by the thick-paged, small-printed terms and conditions stipulated in your agreement that you may not have even read? You’re not alone. After all, deciphering legal jargon is not exactly a walk in the park for most of us.

While your agreement is that thick and wordy for a reason, rest assured that the key items that you need to note in it is thankfully few  – now you just need to look out for them in order to make an informed and budget-savvy decision!

Processing and Handling Fees Plus Stamp Duty

One of the things you want to look out for is if the bank is going to charge you processing and handling fees, usually [...]

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July 13, 2015

Personal Loan: When and Why Would You Need It

We’d love to be able to afford everything we need in hard cash and never be in debt. Sadly, that isn’t the case for many of us. If you use credit carefully, you can tide yourself over financial emergencies with no lasting negative effects.

Credit cards are the easiest forms of credit to come by. Personal loans, however, should be considered as well.

The Why To fund your education

The easiest, simplest, and most common reason adolescents and young adults take out loans is to fund their tertiary education. Perhaps a student loan such as PTPTN isn’t available to you anymore since you’re on your second degree.

Maybe you’re [...]

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