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August 18, 2015

Credit Card vs Debit Card: Which Is For You?

Credit Cards or Debit Cards?

One uses money that you’ve stashed away in your account, and another lends you money which you have to pay back. Both credit and debit cards have their pros and cons, so it’s up to you to weigh them and make an informed choice.

Budget Control

Debit card is the clear winner when it comes to helping you budget and control your spending. It’s impossible to get into debt with a debit card since you can only spend what you have in your savings or checking account.

Because of this, you won’t pay be paying a single cent for interest. However, if you lack self-control, a debit card still won’t help to curb any [...]

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