It’s every flyer’s nightmare save for a cancellation or a mishap: a delayed flight. Not only will it mess up your schedule. It will also waste your accommodations, travel plans, and – hopefully not! – business meeting plans.
Unfortunately, no amount of grumbling will bring your flight back to its path, so here are a list of things you can do to reduce the sting!Book an Earlier Flight
It’s not just the improved visibility. Morning flights tend to be cheaper, less delay-prone, and they allow you more leeway to adjust your schedule in case something goes wrong. Remember Murphy’s Law.
Unless the savings are substantial, you might [...]
EPF is worried that more than half its account holders barely have enough to comfortably survivenot working past retirement; indeed, RM50,000 is a small figure when you factor in inflation and rising medical costs as you age past your prime.
At the same time, it’s a big figure to accumulate over your effective working lifetime as you juggle loans, household expenditures, and other costs. If you’re a person who loves your independence, how can you be sure that you can maintain your hard-won independence post-retirement without relying on other people or loans to get by?Get Insured
There are many types of insurance, and all of them are beneficial to you in [...]
Congratulations! You’ve made it this far on your own earning power, loans, and familial aid, and you’ve yet to sink the financial boat. That must mean you’re doing something right, right? But how right are you, and is there anything you can do better? Ask yourself these questions and see!Compound Interest
Both you and your friend aim to open a savings account with an interest of 3.15% per month. You opened one at 21 years old, deposited RM20,000 in it, and let it be for 10 years. Your friend opens one at 25 years old, deposits RM5,000 in it, and continues to bank in RM350 every month. Who has more money when you reach 30 years old, assuming both of you are [...]
So you have a medical insurance package with a medical card in hand, and you think everything is fine and dandy. Or is it? If your package was bought one or two decades ago, it may have fallen behind the times, leaving you with inadequate coverage when you need it.
You may think that your current medical insurance package is better than any of the new offers out there. You may be right. But you also may be wrong. If your medical insurance lacks these features, perhaps it’s time to consider an upgrade.Increased Annual Limit
Medical inflation is very real, and it isn’t limited to the double whammy controversies warring in the United States over Martin [...]