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Archive for November, 2015
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November 30, 2015

The Importance of Sales Skills

Many of you have worked in some type of sales job at one point or another in your lives. Whether it was at McDonald’s, Amway, or at the supermarket, here’s what you’ve learned from the experience, whether you know it or not!

People Skills

You’ve dealt with a lot of people, and unless you were totally incapable of doing your job, you’d have gained valuable people skills. You know how to talk to people and gauge their needs and wants based on the way they look, speak, dress and act. You’ll be able to convince people when pitching your ideas or products. And when you deliver on your promises, your clients will trust you [...]

 
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November 27, 2015

Buying a Phone: Retailer vs Telco

A few years ago, Malaysia’s telco giants began selling phones right from their centres, contract-bound, and they never looked back. Now, as consumers, we’re spoilt for choice when it comes to places to buy our phones.

We have telcos (Maxis, DiGi, Celcom and uMobile), authorised resellers (shops that don’t carry the brand names of Apple, Samsung, Oppo, or other brands, but are allowed to sell their products), and third-party sellers like those you can find in Lowyat. But does from whom your phone was purchased make a difference?

Buying from a Telco

Buying from telcos is a pretty normal thing in America, although it has just recently caught on here. [...]

 
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November 26, 2015

What Happens Debts After Death?

We all carry debt at some points of our lives. Sometimes, you just aren’t able to pay them off before you pass away. You may die accidentally, die from illness, or die from old age without fully polishing off your debt. You won’t get bogged down by them when you die, of course – but what about your family?

Your Net Worth

Legally, your assets will be used to pay off your outstanding debt before any remaining balance gets distributed to your intended recipients, or beneficiaries. Before all that, though, your net worth will have to be determined.

If your total debt is worth more than your total assets, you have a negative net worth and is considered [...]

 
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November 25, 2015

Free Apps for Your Travel Needs

Has the travel bug bitten you yet this holiday season? November and December represent the longest unbroken holidays for school-going kids, so that’s when they’ll start clamouring for that trip that you’ve been putting off for the past year because they had school.

Crowding is a bad enough an ordeal to endure during these times, so here are a few free apps to make your trip smoother and hassle-free to cheer you up!

1. Kayak

Who doesn’t want a good deal on their flight tickets? Other than accommodation, your flight will likely be your largest expenditure for an overseas trip, so it stands to reason that you’s snatch the best deal out there [...]

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